Specialized financing solutions for Non-Resident Indians looking to invest in property back home
Own your dream home in India while working abroad with our specialized NRI home loan services. THAWA Financial Services Private Limited has partnered with leading banks to provide seamless mortgage loans for NRIs. Benefit from competitive housing loan interest rates and convenient EMI options with extended tenure periods to make your Indian property investment hassle-free.
Apply for your home loan from anywhere in the world with our streamlined online process.
Special financing options designed for NRIs investing in residential property in India.
Simplified process with Power of Attorney options for managing your loan remotely.
Compare and choose from the best NRI Home Loans options - April 2026, T&C Apply
Learn about who qualifies for an NRI home loan and what documents you'll need
NRI home loan eligibility depends primarily on your income, repayment capacity, and employment stability abroad. There are other factors that determine the eligibility of home loans for NRIs such as:
INDIAN EMBASSY or NOTARY PUBLIC or LIC OF INDIA (OVERSEAS) or LICHOUSING FINANCE – OVERSEAS BRANCH.
(This Power attorney is attested by only Indian embassy or Notary Public)
IF ALL THE ORIGINAL DOCUMENTS ARE AVAILABLE IN INDIA ATTESTATION NOT REQUIRED.
INDIAN EMBASSY or NOTARY PUBLIC or LIC OF INDIA (OVERSEAS) or LICHOUSING FINANCE – OVERSEAS BRANCH.
(This Power attorney is attested by only Indian embassy or Notary Public)
IF ALL THE ORIGINAL DOCUMENTS ARE AVAILABLE IN INDIA ATTESTATION NOT REQUIRED.
Get answers to common questions about NRI home loans
An NRI Home Loan is a special type of home loan designed for Non-Resident Indians who wish to purchase, construct, or renovate residential property in India. These loans are tailored to the specific needs and circumstances of NRIs, taking into account their foreign income and residence status.
Yes, NRIs can apply for home loans in India. Most banks and financial institutions in India offer specialized home loan products for NRIs. These loans are designed to address the unique requirements of non-resident borrowers while complying with the Reserve Bank of India (RBI) guidelines.
The maximum loan amount depends on factors such as your income, repayment capacity, credit score, and the property value. Most banks offer up to 75-85% of the property value as a loan to NRIs. The repayment tenure typically ranges from 5 to 20 years, depending on the lender's policies and the borrower's age.
A Power of Attorney is a legal document that authorizes someone in India to act on your behalf for the home loan process. Since NRIs cannot always be physically present in India for various stages of the loan process, a POA enables a trusted person (usually a close relative) to sign documents, complete formalities, and represent your interests during the loan application and disbursement process.
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