Get access to funds by using your property as collateral with our mortgage loan solutions
Leverage the value of your property to secure funds for your financial needs. THAWA Financial Services Private Limited connects you with trusted lenders offering hassle-free mortgage loans. Enjoy benefits like attractive interest rates and flexible repayment terms tailored to your financial situation.
Use your existing property as collateral to secure funds for personal or business needs.
Access larger loan amounts based on the market value of your property.
Straightforward paperwork with clear guidance throughout the process.
Compare and choose from the best mortgage loan options - April 2026, T&C Apply
Learn about the documentation needed for different types of mortgage loans
Learn about who qualifies for a mortgage loan and what factors are considered
Mortgage loan eligibility depends on several factors related to both the borrower and the property. Key eligibility factors include:
Get answers to common questions about mortgage loans
A mortgage loan is a financial product where you pledge your immovable property (like a house, flat, or land) as collateral to secure a loan. The lender holds the property's title until the loan is fully repaid. Mortgage loans can be used for various purposes including home improvements, education, business expansion, debt consolidation, or meeting personal financial needs.
A home loan is specifically used to purchase a new property, while a mortgage loan uses an existing property as collateral to secure funds for various purposes. With a home loan, the property being purchased serves as the security, whereas with a mortgage loan, you're leveraging a property you already own.
The mortgage loan amount typically depends on several factors including the market value of your property, your income and repayment capacity, age, credit score, and existing financial obligations. Most lenders offer between 50% to 70% of the property's market value as a loan amount.
If you default on your mortgage loan payments, the lender has the legal right to seize and sell the mortgaged property to recover their funds. This process is known as foreclosure. It's important to communicate with your lender if you're facing financial difficulties, as they may offer restructuring options to help you manage your repayments.
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