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Apartment Purchase Loans

Realize your apartment dream with our comprehensive financing solutions tailored for urban living

Realize your Apartment Dream with our Home Loans!

Make your dream apartment a reality with our leading home loan services. THAWA Financial Services Private Limited has tied knots with an array of banks providing nimble and hassle-free apartment loans. Unlock apartment financing with a host of benefits, like low interest rates and smaller EMIs to space out your payments over a longer tenure.

  • Customized Repayment Plans
  • Low-Interest Rates
  • Expert Guidance
  • Hassle-free Processing
  • Longer Tenure Options
Easy EMIs

Home Loan Benefits

7.15%*
Interest Rate
30 Yrs
Max Tenure
72 Hrs
Approval
₹25 Cr*
Max Loan
Apartment Building

Apartment Financing

Specialized loans for purchasing apartments in residential complexes with convenient payment options.

Competitive Interest Rates

Secure funding at the most competitive interest rates available in the market.

Flexible Repayment

Choose from various repayment options that suit your financial situation.

Top Banks For Apartment Purchase Loan

Compare and choose from the best apartment loan options - April 2026, T&C Apply

Apartment Loan Eligibility & Documents

Learn about who qualifies for an apartment purchase loan and what documents you'll need

What is the eligibility for apartment loan?

Apartment loan eligibility is primarily dependent on the income and repayment capacity of the individual(s). There are other factors that determine the eligibility of apartment loans such as:

  • Age(Min 21 Years Completed)
  • Financial position
  • Credit history
  • Credit score
  • Valuation of the Apartment
  • Other financial obligations

CHECKLIST FOR SALARIED IN INDIA

  • FOUR (4) Photo's with Application form duly filled & signed by Applicant & Co-applicant
  • CKYC form duly filled
  • Aadhar Consent Form
  • Address proof – Aadhar card / Voter ID / Driving license / Passport / Phone Bill / Bank Statement / Employer letter (Any one)
  • Identity Proof - Employment Id and Pan card & Aadhar card
  • Educational Qualification copy
  • Latest 3 months Pay slip & Allowance Pay slip
  • Appointment order & Latest revision letter with CTC Structure
  • If your current company is within 2 years, we need your previous employment proof
  • Last 2 years Form 16 & ITR Acknowledgement
  • Latest Bank statement for 6 months of your salary credit bank account & Savings account
  • Existing loan EMI debit bank statement for 6 months up to date & Sanction letter copy
NOTE: All the above documents must be self-attested.

CHECKLIST FOR SELF EMPLOYED OR BUSINESS OR PROFESSIONALS

  • FOUR (4) Photo's with Application form duly filled & signed by Applicant & Co-applicant
  • CKYC form duly filled
  • Aadhar Consent Form
  • Address proof – Aadhar card / Voter ID / Driving License / Passport / Phone Bill / Bank Statement / Employer letter (Any one) (INDIVIDUAL & FIRM - If partnership firm)
  • Identity Proof - Pan card (INDIVIDUAL & FIRM - If partnership firm) & Aadhar card
  • Educational qualification copy
  • Latest 3 years IT RETURNS (INDIVIDUAL & FIRM - If partnership firm) (IT Saral, P&L Account, Computation of Income, Balance sheet & Form 26AS for TDS & Tax paid details, UDIN, ITR status)
  • Latest Bank statement for 6 months - Saving account & Current account
  • If, Your Company is in the partnership firm, Latest & Previous Partnership deed copy is required
  • Business Profile & Office Photos Outside Photo with Name board & Office working place Inside 4 Photos (Business Proof such as R.C, G.S.T, MSME etc.,)
  • Existing loan EMI debit bank statement for 6 months up to date & Sanction letter copy
  • P & L Account - Bank & Interest Charges break up the schedule for 3 years
NOTE: All the above documents must be self-attested.

Frequently Asked Questions

Get answers to common questions about apartment purchase loans

What is the maximum tenure for apartment loans?

The maximum tenure for apartment loans typically ranges from 20 to 30 years, depending on the lending institution and the borrower's age and income profile.

What is the minimum CIBIL score required?

Most lenders prefer a CIBIL score of 750 or above for apartment loans. However, some lenders may consider scores as low as 650, but with higher interest rates.

Can I get a loan for an under-construction apartment?

Yes, you can get a loan for an under-construction apartment. Banks typically disburse the loan in installments according to the construction stages.

What percentage of apartment value can I get as loan?

Most lenders offer 75-90% of the apartment value as loan amount. This is known as Loan-to-Value (LTV) ratio and varies based on the loan amount, property value, and lender policies.

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