/* Global Styles */
      * {
        margin: 0;
        padding: 0;
        box-sizing: border-box;
        font-family: "Arial", sans-serif;
      }

      body {
        background-color: #f8f9fa;
        color: #333;
      }

      .container {
        max-width: 1200px;
        margin: 0 auto;
        padding: 0 15px;
      }

      /* Banner Styles */
      .banner {
        background-image: linear-gradient(rgba(0, 0, 0, 0.192), rgba(0, 0, 0, 0.473)), url('../image/banner/Takeover\ cum\ Top-up.jpg');
        background-size: cover;
        background-position: center;
        color: white;
        text-align: center;
        padding: 80px 20px;
        margin-bottom: 50px;
    }

      .banner h1 {
        font-size: 42px;
        margin-bottom: 20px;
        font-weight: 600;
      }

      .banner p {
        font-size: 18px;
        max-width: 800px;
        margin: 0 auto;
        line-height: 1.6;
      }

      /* Section Styles */
      .section {
        padding: 50px 0;
      }

      .section-title {
        text-align: center;
        margin-bottom: 50px;
      }

      .section-title h2 {
        font-size: 36px;
        color: #333;
        position: relative;
        padding-bottom: 15px;
        margin-bottom: 15px;
      }

      .section-title h2:after {
        content: "";
        position: absolute;
        bottom: 0;
        left: 50%;
        transform: translateX(-50%);
        width: 80px;
        height: 3px;
        background-color: #f7941d;
      }

      .section-title p {
        color: #666;
        max-width: 700px;
        margin: 0 auto;
        line-height: 1.6;
      }


/* Takeover Box Section */
.home-loan-container {
  max-width: 1200px;
  margin: 0 auto;
  background: linear-gradient(135deg, #ffffff 0%, #f0f4ff 100%);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(75, 100, 203, 0.15);
}

.loan-content {
  display: flex;
  flex-wrap: wrap;
}

.loan-info {
  flex: 1;
  min-width: 300px;
  padding: 3rem;
}

.loan-visual {
  flex: 1;
  min-width: 300px;
  background: linear-gradient(135deg, #4b64cb 0%, #3a4fb0 100%);
  padding: 3rem;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  color: white;
}

.section-heading {
  color: #3a4fb0;
  font-size: 2.2rem;
  margin-bottom: 1.5rem;
  position: relative;
  padding-bottom: 0.8rem;
}

.section-heading::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 80px;
  height: 4px;
  background: #4b64cb;
  border-radius: 2px;
}

.benefit-list {
  list-style: none;
  margin: 2rem 0;
  padding: 0;
}

.benefit-items {
  display: flex;
  align-items: center;
  margin-bottom: 1rem;
  font-size: 1.1rem;
  color: #444;
}

.benefit-icons {
  background-color: rgba(75, 100, 203, 0.15);
  color: #4b64cb;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-right: 1rem;
  font-size: 1.2rem;
}

.loan-description {
  font-size: 1.1rem;
  line-height: 1.7;
  color: #555;
  margin-bottom: 2rem;
}

.visual-title {
  font-size: 2rem;
  font-weight: 700;
  margin-bottom: 1.5rem;
  text-align: center;
}

.loan-calculator {
  background-color: rgba(255, 255, 255, 0.1);
  padding: 2rem;
  border-radius: 12px;
  width: 100%;
  max-width: 350px;
}

.calculator-title {
  font-size: 1.5rem;
  text-align: center;
  margin-bottom: 1.5rem;
}

.business-icon {
  width: 420px;
  height: 320px;
  margin-top: 1.5rem;
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
  margin-top: 1.5rem;
}

.feature-items {
  text-align: center;
  background-color: rgba(255, 255, 255, 0.15);
  padding: 1rem;
  border-radius: 8px;
}

.feature-value {
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
}

.feature-label {
  font-size: 0.9rem;
  opacity: 0.9;
}

@media (max-width: 768px) {
  .loan-info, .loan-visual {
    padding: 2rem;
  }
  
  .section-heading {
    font-size: 1.8rem;
  }
  
  .feature-grid {
    grid-template-columns: 1fr;
  }
}








      /* Card Styles */
      .card {
        background-color: #fff;
        box-shadow: 0 3px 10px rgba(0, 0, 0, 0.1);
        border-radius: 8px;
        overflow: hidden;
        transition: transform 0.3s;
        margin-bottom: 30px;
      }

      .card:hover {
        transform: translateY(-5px);
      }

      .card-header {
        padding: 20px;
        background-color: #f7941d;
        color: white;
      }

      .card-header h3 {
        font-size: 20px;
        margin-bottom: 0;
      }

      .card-body {
        padding: 20px;
      }

      .card-body p {
        margin-bottom: 15px;
        line-height: 1.6;
      }

      .card-footer {
        padding: 15px 20px;
        background-color: #f8f9fa;
        border-top: 1px solid #eee;
      }

      /* Tabs */
.tabs {
    display: flex;
    justify-content: flex-start;
    margin-bottom: 30px;
    overflow-x: auto;
  }
  
  .tab-btn {
    padding: 12px 24px;
    background-color: #fff;
    border: 2px solid #f7941d;
    color: #333;
    font-weight: 500;
    cursor: pointer;
    transition: all 0.3s;
    margin-right: 10px;
    border-radius: 5px;
  }
  
  .tab-btn.active {
    background-color: #f7941d;
    color: #fff;
  }
  
  .tab-btn:hover {
    background-color: #f7941d;
    color: #fff;
  }
  
  .bank-tab-content {
    display: none;
  }
  
  .bank-tab-content.active {
    display: block;
  }
  
  /* Loan Cards */
  .loan-card {
    background-color: #fff;
    border-radius: 8px;
    box-shadow: 0 3px 10px rgba(0, 0, 0, 0.1);
    margin-bottom: 20px;
    overflow: hidden;
    border-left: 4px solid #f7941d;
  }
  
  .loan-card-header {
    padding: 15px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px solid #eee;
  }
  
  .loan-card-header h3 {
    margin: 0;
    font-size: 18px;
    display: flex;
    align-items: center;
  }
  
  .loan-card-header h3 i {
    margin-right: 10px;
    color: #f7941d;
  }
  
  .loan-card-body {
    padding: 15px;
  }
  
  .loan-details {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 15px;
  }
  
  .loan-detail-item {
    padding: 10px 0;
  }
  
  .loan-detail-item h4 {
    color: #666;
    font-size: 14px;
    margin-bottom: 5px;
  }
  
  .loan-detail-item p {
    font-size: 16px;
    font-weight: 500;
  }
  
.btn {
        display: inline-block;
            padding: 10px 20px;
            background-color: #f7941d;
            color: white;
            text-decoration: none;
            border-radius: 5px;
            font-weight: 500;
            transition: background-color 0.3s;
            cursor: pointer;
            border: none;
      }
  
  .btn:hover {
    background-color: #e68416;
  }

      /* Features */
      .features {
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
        gap: 30px;
        margin: 40px 0;
      }

      .feature-item {
        text-align: center;
        padding: 30px 20px;
        background-color: #fff;
        border-radius: 8px;
        box-shadow: 0 3px 10px rgba(0, 0, 0, 0.1);
        transition: transform 0.3s;
      }

      .feature-item:hover {
        transform: translateY(-5px);
      }

      .feature-icon {
        font-size: 40px;
        color: #f7941d;
        margin-bottom: 20px;
      }

      .feature-title {
        font-size: 18px;
        margin-bottom: 10px;
        color: #333;
      }

      .feature-text {
        color: #666;
        line-height: 1.6;
      }

      /* List Styles */
      .checklist {
        list-style: none;
        margin: 20px 0;
      }

      .checklist li {
        position: relative;
        padding-left: 30px;
        margin-bottom: 10px;
        line-height: 1.6;
      }

      .checklist li:before {
        content: "\f00c";
        font-family: "Font Awesome 6 Free";
        font-weight: 900;
        position: absolute;
        left: 0;
        color: #f7941d;
      }

      /* Eligibility Section */
      .eligibility-tabs {
        display: flex;
        justify-content: center;
        margin-bottom: 30px;
      }

      .eligibility-tabs button {
        padding: 12px 24px;
        border: none;
        background-color: #fff;
        font-weight: 500;
        cursor: pointer;
        transition: all 0.3s;
        margin: 0;
      }

      .eligibility-tabs button:first-child {
        border-radius: 5px 0 0 5px;
        border: 1px solid #f7941d;
      }

      .eligibility-tabs button:last-child {
        border-radius: 0 5px 5px 0;
        border: 1px solid #f7941d;
      }

      .eligibility-tabs button.active {
        background-color: #f7941d;
        color: #fff;
      }

      .eligibility-content {
        background-color: #fff;
        padding: 30px;
        border-radius: 8px;
        box-shadow: 0 3px 10px rgba(0, 0, 0, 0.1);
      }

      .eligibility-panel {
        display: none;
      }

      .eligibility-panel.active {
        display: block;
      }

      .document-list {
        margin-top: 20px;
      }

      .document-list li {
        margin-bottom: 10px;
        padding-left: 25px;
        position: relative;
      }

      .document-list li:before {
        content: "\f15c";
        font-family: "Font Awesome 6 Free";
        font-weight: 900;
        position: absolute;
        left: 0;
        color: #f7941d;
      }

      .alert {
        background-color: #f8f9fa;
        border-left: 4px solid #f7941d;
        padding: 15px;
        margin: 20px 0;
        color: #666;
      }

      /* Steps Section */
      .steps {
        counter-reset: step-counter;
        margin: 30px 0;
      }

      .step-item {
        position: relative;
        padding-left: 80px;
        margin-bottom: 40px;
        min-height: 60px;
      }

      .step-item:before {
        content: counter(step-counter);
        counter-increment: step-counter;
        position: absolute;
        left: 0;
        top: 0;
        width: 60px;
        height: 60px;
        background-color: #f7941d;
        color: white;
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        font-size: 24px;
        font-weight: bold;
      }

      .step-item h3 {
        margin-bottom: 10px;
        color: #333;
      }

      .step-item p {
        color: #666;
        line-height: 1.6;
      }

      /* Benefits List */
      .benefits-list {
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
        gap: 20px;
        margin: 30px 0;
      }

      .benefit-item {
        background-color: #fff;
        padding: 20px;
        border-radius: 8px;
        box-shadow: 0 3px 10px rgba(0, 0, 0, 0.1);
        display: flex;
        align-items: flex-start;
      }

      .benefit-icon {
        color: #f7941d;
        font-size: 24px;
        margin-right: 15px;
        margin-top: 5px;
      }

      .benefit-content h4 {
        margin-bottom: 10px;
        color: #333;
      }

      .benefit-content p {
        color: #666;
        line-height: 1.5;
      }

      @media (max-width: 768px) {
        .tabs {
          flex-wrap: wrap;
        }

        .tab-btn {
          margin-bottom: 10px;
        }

        .loan-details {
          grid-template-columns: 1fr;
        }

        .features {
          grid-template-columns: 1fr;
        }

        .banner h1 {
          font-size: 32px;
        }

        .banner p {
          font-size: 16px;
        }

        .section-title h2 {
          font-size: 28px;
        }

        .step-item {
          padding-left: 60px;
        }

        .step-item:before {
          width: 45px;
          height: 45px;
          font-size: 20px;
        }

        .benefits-list {
          grid-template-columns: 1fr;
        }
      }
      /* ── Loan Disclaimer ───────────────────────────────────────────────── */
.loan-disclaimer {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background-color: #fff8f0;
  border: 1px solid #f7941d33;
  border-left: 4px solid #f7941d;
  border-radius: 0 8px 8px 0;
  padding: 14px 18px;
  margin-top: 20px;
}

.loan-disclaimer__icon {
  color: #f7941d;
  font-size: 18px;
  margin-top: 2px;
  flex-shrink: 0;
}

.loan-disclaimer__text {
  margin: 0;
  font-size: 13px;
  color: #666;
  line-height: 1.65;
}

.loan-disclaimer__label {
  font-weight: 600;
  color: #444;
}

@media (max-width: 768px) {
  .loan-disclaimer {
    padding: 12px 14px;
    gap: 10px;
  }

  .loan-disclaimer__text {
    font-size: 12px;
  }
}